Legal
TERMS AND CONDITIONS
Last Updated: April 2026

These Terms and Conditions govern your purchase of and participation in any coaching program offered by Stoic Physique LLC ("Stoic Physique," "we," "us," or "our"). By enrolling in a program, submitting payment, or signing a program agreement, you agree to be bound by these terms in full.


1. SERVICES

Stoic Physique provides access to online personal training and coaching services delivered entirely remotely. Services may include access to customized fitness programming, nutrition guidance, progress tracking, coaching communication, access to educational resources, and use of Company-designated applications and platforms. No in-person supervision is provided.

Results are not guaranteed and are dependent upon your independent effort, consistency, and adherence to the program. We will use commercially reasonable efforts to deliver services in accordance with the program you purchase.


2. PROGRAM COMMITMENT AND TERM

Enrollment in a Stoic Physique program constitutes a binding commitment for the full program term selected at purchase. The standard program is access to a six-month active coaching engagement followed by six months of limited application and resource access, for a total access period of twelve months.

This agreement is non-cancelable during the active coaching term, except as otherwise required by applicable law. Your decision to discontinue participation, whether voluntary or involuntary, does not relieve you of your obligation to pay the full program fee.


3. PAYMENT TERMS

The program fee is due in accordance with the payment structure you select at enrollment. Available options are:

  • Pay in full — Full program fee due prior to commencement of services.
  • Third-party financing — Arrangements through providers such as Affirm are entered into solely between you and the financing provider. Stoic Physique is not a party to any financing agreement and bears no responsibility for its terms, approvals, or obligations.

You authorize Stoic Physique to charge any payment method you provide for all amounts due under your program agreement, including scheduled payments, outstanding balances, and any costs associated with collection. This authorization remains in effect until all obligations are satisfied.


4. FAILED PAYMENTS AND COLLECTIONS

If any payment is declined, reversed, or otherwise fails, you will have seven calendar days from written notice to resolve the issue. Failure to do so may result in suspension or termination of program access at our sole discretion.

Termination or suspension for nonpayment does not relieve you of outstanding payment obligations. We reserve all rights to pursue collection of unpaid balances, including late fees, referral to collection agencies, and legal remedies.


5. NO REFUNDS

Due to the customized and immediately accessible nature of our programs, all payments are final and non-refundable. No refunds will be issued for any reason, including lack of participation, dissatisfaction with results, or early discontinuation of services.

6. NO CHARGEBACKS

Client agrees that all payments under this Agreement are for access to Services made available immediately upon enrollment. Before initiating any chargeback, payment dispute, or reversal, Client shall first contact Company in writing to resolve the billing concerns.

If Client initiates a chargeback or payment dispute without first providing such written notice and a reasonable opportunity for Company to respond, such action shall constitute a material breach of this Agreement. In that event, Client shall remain liable for the full Program Fee, plus any associated bank fees, penalties, administrative costs, and reasonable attorneys' fees incurred by Company in connection with the dispute.


7. RESULTS-BASED SUPPORT GUARANTEE

If you fully comply with all program requirements and do not achieve the mutually agreed-upon results, Stoic Physique will continue to provide coaching support at no additional cost until those results are reasonably achieved. Eligibility for this guarantee is determined by Stoic Physique in its sole discretion and requires consistent adherence to program protocols, including check-ins, communication, and implementation of coaching guidance.


8. CLIENT RESPONSIBILITIES

You represent and warrant that all information you provide to Stoic Physique is accurate and complete. You agree to disclose all relevant medical conditions, injuries, and physical limitations prior to beginning the program. Participation is voluntary and undertaken at your own risk.


9. HEALTH AND NUTRITION DISCLAIMER

All nutrition and fitness guidance provided by Stoic Physique is for educational purposes only and does not constitute medical advice. We do not diagnose, treat, or prescribe for any medical condition. You are encouraged to consult a licensed healthcare provider before beginning any fitness or nutrition program.


10. INTELLECTUAL PROPERTY

All program materials provided by Stoic Physique, including training programs, written content, videos, applications, systems, methodologies, and branding, are the exclusive property of Stoic Physique LLC and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use these materials solely for your personal, non-commercial use during the term of your program. You may not reproduce, distribute, modify, publicly display, share, resell, sublicense, or otherwise exploit any program materials without our prior written consent.


11. DATA PRIVACY

By enrolling in a program, you consent to Stoic Physique collecting, storing, and processing personal information including health-related data, fitness metrics, contact information, and program communications. This data is used to deliver services, improve program effectiveness, and maintain business records.

We may use aggregated and anonymized data for business, marketing, and analytical purposes, provided it does not personally identify you. For full details on how we handle your information, see our Privacy Policy.


12. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Stoic Physique shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your program or these terms.


13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Stoic Physique LLC and its affiliates from and against any claims, damages, liabilities, costs, and expenses arising out of your participation in the program or your breach of these terms.


14. FORCE MAJEURE

Stoic Physique shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including acts of God, internet outages, platform failures, or governmental actions.


15. GOVERNING LAW AND DISPUTE RESOLUTION

These terms are governed by the laws of the State of Delaware. Any dispute will first be submitted to good faith mediation. If mediation is unsuccessful, legal action shall be brought exclusively in the state or federal courts of New Castle County, Delaware. The prevailing party in any legal action is entitled to recover reasonable attorneys' fees and costs.


16. ELECTRONIC AGREEMENTS

Execution of any program agreement by electronic means is valid and binding and carries the same legal effect as an original signature.


17. ENTIRE AGREEMENT

These Terms and Conditions, together with your signed program agreement, constitute the entire agreement between you and Stoic Physique LLC. If any provision is held unenforceable, the remaining provisions remain in full force and effect.


18. CONTACT US

Questions about these terms can be directed to:

Stoic Physique LLC
Email: [email protected]
Phone: (302) 202-4351
Website: stoicphysique.com